Medicare Advantage is a type of health insurance plan that provides Original Medicare benefits through a private-sector health insurer. The plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare Part D (Prescription Drug.)
Looking to fill the “gaps” of Medicare coverage? Medicare Supplement Insurance – Medigap Insurance – can be used to help cover certain out-of-pocket costs that Medicare Part A and Medicare Part B don’t pay. These plans may help pay for coinsurance, copayments, and deductibles.
Medicare Part D is an optional Prescription Drug Plan for Medicare recipients, provided through private plans approved by the federal government. Beneficiaries get PCP coverage through a stand-alone prescription drug plan to supplement Original Medicare or a Medicare Advantage Prescription Drug (MA-PD) plan.
Life insurance is an agreement between you and an insurance provider that, in exchange for your monthly premium, the insurer will pay a sum of money to your loved ones in the event of your death. These plans can be used to cover final expenses, pay estate taxes, leave behind an inheritance and more.
Health insurance is a popular form of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out of pocket and receives reimbursement, or the insurer makes payments directly to the provider.
Final Expense Insurance, sometimes called burial insurance, is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Given that today’s funerals cost $7,000+, final expense insurance ensures your loved ones will be financially supported during a difficult time.
Your eyes and mouth are important parts of your body – and play a key role in your overall health. Regular dental and vision checkups can pick up early warning signs of disease. Dental and Vision Insurance provide a more complete medical coverage than health insurance alone.
