It’s hard to believe that 85% of Americans believe life insurance is important, yet only 62% have it. Many believe it’s too expensive, so they choose not to purchase it. This is simply not true. Here’s why… The Top 4 Reasons Anyone Buy’s Life Insurance 1. Leaving a Legacy A lot of people…
Every year brings new changes. If you think Medicare is hard to understand as it is, then you should be aware of some changes in 2021. Here’s a quick rundown: Medicare Part B premiums have increased, COVID-19 benefits have been added, and telehealth benefits have been expanded. Higher Medicare Costs Here are the 2021 changes…
Every year between October 15th and December 7th you have the option of choosing or changing your Medicare Part D prescription drug plan. This is known as the Annual Enrollment Period (AEP). It’s very important during AEP that you review your drug plan for any possible changes such as: Premiums Coinsurance and Deductibles Copays Preferred…
HOW DO YOU KNOW IF YOU’RE ELIGIBLE FOR MEDICARE? If you are within three months of turning 65, then you may be eligible to enroll in Medicare Parts A and B. You may also be eligible if you are under 65 and have been on Social Security Disability Insurance for 24 months or have end-stage…
Every year between October 15th and December 7th is known as the Annual Enrollment Period (AEP) in the Medicare world. During this time, you have the opportunity to change your Medicare Advantage Plan and your Medicare Prescription Drug Plan (Part D) for the upcoming year. You should re-evaluate your plans and make any necessary changes…
Medicare Advantage (MA) is also known as Medicare Part C. This type of coverage is offered by private health insurance companies to those who are eligible for Medicare. Medicare Advantage plans are an alternative to Original Medicare (Parts A and B). These types of plans include Part A, B, and D coverage, coming together into…